PRIVATE COMMERCIAL MORTGAGE AND CONSTRUCTION LENDING
The Funding Machine
Through strategic partnerships with banks and institutional lenders, we offer competitive rates, expanded borrower eligibility, and tailored financing solutions. We specialize in swift loan approvals and provide up to 100% hard cost construction financing, guiding investors through the process to secure the right loan for their unique needs.

Gary Hunter, CCIM
Manager
Commercial capital funding that moves as fast as you do.
We deliver fast loan approvals so you can seize opportunities without delay by providing personalized funding solutions tailored to your unique commercial lending needs.
Whether you’re a seasoned investor or new to the Washington state commercial real estate market, our streamlined process gets you the funds you need exactly when you need them.
Get fast approvals and flexible funding with Capital Funding NW.
Our funding programs
Programs cover land, new construction, property purchases, refinancing, and remodeling, or rehabilitation ventures. The underwriting team provides the direct financing and structure required to back each asset class. All loan product terms offered are conditioned on loan underwriting and final loan approval.
All loan product terms offered are conditioned on loan underwriting and final loan approval.
Construction Loans
Secure quick approvals and flexible financing to cover up to 100% of construction hard costs over a 24-month term with an optional 1-year extension, interest-only payments, and no prepayment penalties.
Loan to value
100%
Hard cost loans
Interest rate
12%
Interest-only payments
Term up to
24 mos.
with option for 1-year extension
Prepayment penalty
None
Purchase or Refi Loans
Acquire a new commercial asset or refinance an existing property with fast financing for up to 75% of the value at a 9.25% interest rate with no prepayment penalties for vacant or occupied spaces.
Loan to value
75%
Interest rate
9.25%
Tenant or vacant
Prepayment penalty
None
Brokered Loans
Leverage a deep network of financial partners to source and structure specialized lending solutions outside the primary portfolio, providing up to 75% loan-to-value options at the best available market rates.
Loan to value
75%
Interest rate
Best available
We will find you the lowest rates
PROJECTS WE FUND
Land Purchase
Lock in raw land intended for future commercial, retail, or industrial projects in high-demand areas with immediate financial backing.
Site Development
Transform raw or underused land into construction-ready sites with funding that covers essential infrastructure and groundwork to prepare the property for immediate development.
Construction
Obtain upfront capital and quick approvals to fund hard costs and keep complex building projects moving forward on schedule from start to finish.
Investment Properties
Acquire income-generating assets with identical, hassle-free lending terms whether the commercial building is currently vacant or occupied.
Purchase
Acquire retail centers, office spaces, and other commercial assets quickly using fast underwriting to lock down valuable property opportunities before they pass.
Refinance
Unlock equity in a current commercial property or adjust loan terms to lower monthly payments, providing quick access to cash for business reinvestment through a streamlined approval process.
Rehab/Remodel
Fund physical upgrades, structural repairs, and building modernizations with fast turnaround times that remove administrative delays so renovations can begin immediately.
Buy-Flip-Hold
Our Buy-Flip-Hold loans offer fast decisions and an easy application process for investors who want to buy, improve, and then either rent or sell a property.
We make it easy to apply
We provide fast, flexible capital to real estate investors who need quick financing, often when traditional lenders can’t help. Whether you have challenging credit, limited income, or are seeking creative financing terms, we specialize in solutions traditional banks typically won’t consider.
Get started today with our simple, fast application process.
What you need to get started
MINIMUM QUALIFICATIONS
- 600+ FICO
- Business operating in an eligible US state
WHAT YOU NEED TO APPLY
- Basic information about your project
This is not a commitment to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and restrictions may apply. CF Capital Fund LLC / Capital Funding NW reserves the right to amend rates and guidelines without notice.